Your number is your wallet

Send dollars or gift cards to anyone in your contacts. No seed phrases. No long addresses. No gas. Just a phone number and your face.

See how it works ↓
Bilby, the BilbyPay mascot, waving hello

How it works

Pay like you text.

Bilby looking through contacts
01

Pick a contact

Everyone you know is already here. Their phone number is all you need.

02

Look at your phone

Face ID or your fingerprint confirms it. No passwords, nothing to write down.

03

It's there

Final in under a second, before they've even read your message.

Pay anyone

Not on BilbyPay? No problem.

Send to any number. The money waits safely for them and comes straight back to you if it's never claimed. Share the link anywhere you already chat.

Bilby receiving money
dinner was so good 🍜
my share! 👇
$24.50
You've got moneyTap to claim · BilbyPay

Gift cards

Gifts, delivered by text.

Pick a brand, add a note, send it to a phone number. They tap the link and open the card right inside BilbyPay, code and barcode included.

  • No email addresses
  • No copying codes around
  • They can choose the brand
Bilby holding a wrapped gift

Burrow

Spare money digs in.

Pick a number once. Anything above it tucks itself away into Burrow and earns. Pay more than your balance and BilbyPay quietly pulls the difference back out, in the same tap.

Bilby saving coins
Bilby running

Built on Monad

Fast enough to feel like nothing.

0.6suntil it's final
<1¢network cost, and we cover it
0crypto words you need to learn